EverBank Yield Pledge Money Market Account Review

Are you a boomer that’s fed with earning nothing on your savings account?  Do you feel like your paying your bank interest on your own savings?  If so, it might be time to explore other options.  Online savings accounts are a popular alternative with their competitive interest rates and easy to use 24/7 access.  One [...]

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iPhone/ iPod Touch Solar Charger

by Papa Boomer on February 2, 2012

iPhone/ iPod Touch Solar Charger

iPhone/ iPod Touch Solar Charger

I first saw this Ever run out of battery on your new iPhone or iPod touch at just the wrong time …  and, you are no where near your home charger or your car charger.  You just might want to give this a try.

Solar Powered Charger featured on NBC’s Today show.  I ran across this product in a “three day only” sale at Menard’s.  Normally $79.99 at Menard’s, it was on sale for $69.99 and had a $30 store rebate for a overall cost of $39.99 (plus tax).  At that cost I decided to give it a try!  It can also be found on line at solmarketplace.com

I am not disappointed!  This is one of the best charging devices I have ever seen.  It delivers everything it promises and is so easy to use. Your iPhone or your iPod Touch never needs to go dead again!  It charges your device without needing a plug in.  It charges by sunlight or indoor lighting.  It is a full time charger/case the let’s you use your phone without fear of running your battery down.

Also works great if you have Grand kids who love to pay games on your phone!!!

Some of the Solar Powered Charger’s other features:

  • The internal battery almost triples the life of your phone.
  • Charges while you are working, playing, running, or relaxing.
  • Charges anytime the sun shines, and also charges in indoor lighting.
  • Stays cool, does not overheat.
  • Built in LED battery power indicator.
  • Charging indicator light
  • Has built in LED flashlight
  • Full access to all touch screen and iphone features.
  • Clean, green energy source.
  • Design doubles as a protective case and an external battery source.
  • Durable and relatively light weight. (66.5g)
  • USB and Apple 30 pin connections.
  • iPhone can sync to iTunes while phone is in the case.
  • Package includes a mini 5 pin USB cable.
  • Includes 3 screen protectors: mirror,privacy, and fingerprints.          […]
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5 Tips for Altering Your Mental Approach to Debt

by Junior Boomer on January 31, 2012

What if your debt was all in your mind? Before you get your hopes up, I don’t mean that it’s a figment of your imagination, but rather that your outlook on spending could be contributing to the problem and a change in perspective might very well be part of the solution.

In other words, debt isn’t necessarily just about dollars and cents; oftentimes, things like lifestyle and values factor in as well.

That’s what makes the following 5 tips so helpful; they’re geared toward eliminating debt by altering the way you think about money and spending.

1. Change your definition of a necessity

We’ve become so accustomed to many of life’s luxuries that we have forgotten that they are just that, luxuries. And if you’re consistently spending beyond your means, it’s likely that there’s quite a bit of fat to cut. So rank order your monthly expenses based on importance and start adding up costs from top down until what you have equals your monthly after-tax paycheck. Anything below that threshold has to go. This will be your budget. Whenever you wish to buy something not included in this budget moving forward, just think: Will buying this significantly improve my life, and if so, what am I willing to give up to get it?

[…]

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Comparing Home Insurance

January 22, 2012

Home insurance, which is sometimes also known as homeowner’s insurance (or HOI), or hazard insurance, is a type of property insurance which private homeowners can purchase in order to insure their home. These insurance policies generally combine a large number of protections which are important to any homeowner, such as loss of the home, the [...]

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Have you heard about Junior ISAs in the UK?

January 22, 2012

The following is a guest post. Saving money for the future is fundamentally important for everyone in the UK and the general rule is that it is never too early to start saving. Children can be taught about saving money from a young age by their parents. They will encourage them to put away a [...]

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How Do You REALLY Get Rid of Your Credit Card Debt?

January 13, 2012

Are you curious as to what is the best way to eliminate credit card debt? Well, you’re not the only one. If you can’t pay-off your monthly liabilities entirely on your own, or send payments well above the minimum required, then debt negotiation (also referred to as debt elimination) is the most effective strategy of [...]

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Life Income Annuity

January 5, 2012
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Annuities are another way to save for retirement and senior living. Essentially you make payments or pay the premium for the annuity in full and at a later date you are guaranteed payments from the money you initially invested. That is of course, the simplified explanation. There are a variety of annuities, a variety of [...]

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Should You Help Your Child Finance Their Mortgage?

December 22, 2011

As baby boomers, most of us are past the child-rearing points in our lives. Our children have grown, many have gone off to college, and a good number have gotten married and started careers. They are going off on their own, a bittersweet development that lessens your financial obligations but may easily cause you some [...]

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Is insurance on a loan prudent or pointless?

December 16, 2011

When you borrow money, whether in the form of homeowner loans or credit cards, you may be offered some type of loan insurance. The purpose of this insurance is to help you with your debts if you are unable to pay them because of job loss, death, disability or some other specific reason. Before you [...]

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Destination Retirement: Is It Right For You?

December 13, 2011

As baby boomers, we have always gone through life knowing that countless other Americans were sharing experiences very similar to our own. We felt this way when we stepped onto college campuses in the 1970s, when we had children in the 1980s, and when we sent those children away to college in the last decade. [...]

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Senior Day Care

December 5, 2011
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Senior day care is a growing means for the elder to be able to stay in their home longer or live with family members while not having them bear the entire burden for their care. It offers care givers the security of knowing that their loved one is being cared for during the day while [...]

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Burial Insurance for Seniors

November 21, 2011
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Growing more common ever year, burial insurance is a way for seniors to prepare for their death ahead of time. By not leaving the details and financial burden of the funeral to loved ones, seniors can rest easy knowing that everything is taken care of. In grief over the loss of their loved one, families [...]

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