While we do our part by keeping our SSN private, and are careful when we need to give it out, how can we know if our SSN has been compromised?
You’ll be able to identify if someone is using your SSN by carefully checking the entries on your credit report for any charges that aren't yours.
1
You can get a free copy of your credit report once a year at annualcreditreport.com or even more frequently by using credit monitoring tools.
Look for warning signs such as not getting your bills, being chased by debt collectors for debt that is not yours or being billed for medical services you did not use.
2
Always check your credit card statement every billing cycle for inaccuracies or unfamiliar charges.
3
Check your credit card transactions online regularly for fraudulent transactions which is a sign that someone may be using your Social Security Number for credit fraud.
To see whether someone else is using your Social Security Number, Go to the “my Social Security page” of the Social Security website to check your account for any inaccuracies.
4
Through this webpage, you will be able to check whether someone is using your SSN for employee-related identity fraud.
Use identity theft protection tools to monitor all your bank, credit and financial accounts for fraudulent use of your Social Security Number.
5
We found it tedious to monitor all our accounts on our own, on top of checking inaccessible areas like the dark web for our SSN. This made identity protection tools very helpful.
After numerous tests and reviews, we found that with tools like Aura, we were able to maintain 24/7 monitoring over our Social Security Number, financial accounts, and credit reports way more efficiently.