Does Family Dollar Give Cash Back?

Retailers do all they can to boost their sales, find loyal customers, and improve customer experience. Cash backs help achieve these goals. By allowing customers to withdraw money from their accounts as they make debit card transactions, retailers convert the cash they have on hand into electronic sales. Many consumers also appreciate this since they no longer have to find an ATM to make a withdrawal, plus, they get to avoid unwanted fees.

If you’re an avid shopper at Family Dollar, you’re probably wondering if this feature is available. Does Family Dollar give cash back? Yes, you can get cash back on your debit card purchases from all Family Dollar stores.

What are Cashbacks?

Cash backs have two different meanings in terms of financial transactions. The first one comes as a form of reward wherein you’ll get a small percentage of the amount you spent on a purchase. The percentage ranges from 1% to 3%, depending on the type of card used, the card company, and items that you’re buying. Consumers get to earn extra cash while spending; it’s the primary feature that’s responsible for its popularity.

The other type of cash back refers to a financial transaction wherein your preferred amount is added to the total price of your purchase using your debit card. At the end of the transaction, you’ll get the cash. The maximum cash back amount varies between stores. Some have a cash back limit of $20 while others have a limit of up to $300 for debit card purchases.

What Family Dollar offers is the second type of cash back. It’s an excellent option if you wish to get access to your debit card funds without having to pay an ATM withdrawal fee nor look for an ATM. ATM withdrawal fee from other banks is usually $3.75.

Family Dollar doesn’t offer the cash back reward type, but you can enjoy discounts on your favorite brands when you shop at Family Dollar though its Smart Coupons program.

Family Dollar Cash Back Limit, Fees, and Restrictions

Family Dollar’s cash back limit varies per store, but most transactions are limited to $50. The fee is $1, which is less than the typical fees charged by banks at ATMs. It’s best to contact your local store to know about the limitation and restriction details.

Meanwhile, you can get cash back from other stores—cash back on debit card and credit card purchases, checks, and cash back rewards. We’ve listed below some of the well-known stores you can check out for your convenience.

What Store Gives the Most Cash Back on Debit Cards?

KrogerThe cash back limit is set at $300 for a $3 fee.
Shoppers Food WarehouseUp to $100 cash back may be given on debit card purchases.
Save Mart SupermarketsCash back limits are set from $200 to $300, depending on the store location.
Ralphs and SafewayThe cash back withdrawal limit for both stores is set at $200. The accepted payment method for both stores include debit card and Discover credit card and there are no fees associated with the cash back.
WalmartYou can get as much as $100 Walmart cash back for debit card purchases. Cashing a check is also possible at your local Walmart store in any amount up to and including $5,000. The fees for check cashing are based on the amount of the check, $4 for checks up to $1,000 and $8 for checks over $1,000 and up to $5,000.

Does Walgreens do cash back?

Walgreens offers cash backs for every debit card purchase. The limit is $20 for every transaction. The allowed cash increments are $5, $10, and $20, either in bills, change, or both. The minimum amount needed to be eligible for cash back is $0.01. Cash backs are not offered for check or credit card purchases.

Does CVS offer cash backs?

CVS cash backs are also available on debit card purchases. Compared to Walgreens, CVS has a higher limit, which is $35. Since the limit applies to every store, you have to make a different purchase at a different CVS store for another cash back.

Does Dollar General give cash back?

Dollar General also offers cash backs for purchases made through regular debit cards and PayPal debit cards at their checkout register. The limit is set at $40, and you can get the cash back in increments of $10. You need to pay a fee ranging from $1 to $2 depending on the Dollar General store. Some stores charge only $1 for $10 and $20, and $1.50 for $30 and $40.

Does Dollar Tree give cash back?

Dollar Tree gives cash backs when you make a purchase using your debit card only. It doesn’t apply to purchases made through checks or credit cards. There’s no minimum purchase requirement, but the cash back limit is $50. All cash back transactions come with a $1 service fee. You can get it in denominations of $10, $20, $40, and $50.

What Stores Offer Cash Back Rewards for Purchases?

Ace HardwareMembers of the Ace Rewards program can get 2% cash back on most purchases. You can earn 10 points per dollar on most purchases. Accumulate 2,500 points and you can get a $5 cash back.
Best BuyYou can earn 2.5 points per $1 spent on selected purchases when you choose Standard Credit with your Best Buy Credit Card. That is equivalent to 5% back in rewards. For every 250 points, you may get a $5 reward certificate.
CVS Under ExtraCare, you get a 2% Extrabucks Rewards on selected purchases. You can claim your reward in January, April, July, and October.
Office DepotIt offers 2% cash back on selected products under their rewards program.
Petco $1 is equivalent to 1 point under the Pals Rewards program. Reach 100 points and you’ll get $5 off on any future purchase.
Walmart Earn as much as 5% cash back at when you use your Capital One Walmart rewards card.

How Can You Get the Most Cash Back Rewards?

1. Choose the right card

If you wish to make the most out of your cash back rewards, the first thing you have to do is have the most suitable cash back card for the purchases you’ll make. Choose a card that gives you cash back on every purchase. Some good examples are Discover, Capital One, and Citi.

2. Choose the most suitable specialty card

If you love traveling, then choose a card that gives cash back rewards for the trips you’ll make. If you love eating out, a specialty card that pays more for restaurant purchases should be on top of your list.

3. Use your card wisely

Earning cash back rewards means you have to spend even more money on purchases. Don’t forget to monitor your spending and avoid making unnecessary purchases just so you could earn points that you can convert into cash later on.

What Other Ways Can You Get Cash Back Rewards?

Discover It Logo

Discover Bank

Offers unlimited 1% cash back on all purchases made through a Discover debit card.

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Cash Back Checking

Axos Bank offers a standard cash back reward at 1% on signature-based transaction purchases. You can earn as much a s$2,000 per month. But you need to maintain $1,500 on your average daily collected balance to earn 1% cash back. If not, you’ll only get 0.50% cash back for the month.

PayPal Business Debit Mastercard

If you have a PayPal business account, you can apply for its Business Debit Mastercard and earn 1% cash back on eligible purchases made through your debit card.

Bank of America Visa Debit Card

You can earn up to 15% cash back from different merchants under its BankAmeriDeals program.

American Express Serve Cash Back

You’ll get a 1% cash back reward on purchases rounded to the nearest dollar. The cash back is generally applied to your account after the purchase. But in some instances, it may take up to 60 days. Cash backs cannot be redeemed for cash and can only be used by using the card for future purchases.

Should You Get a Cash Back Debit Card?

Are you thinking of getting a cash back debit card? Before anything else, you need to determine if having one will help you achieve your financial goals. Know what kind of consumer you are. Are you the type of person who enjoys getting rewards? Consider your current credit standing, as well. Can you apply for an unsecured credit card that offers several perks and rewards easily? If not, having a cash back debit card will allow you to earn rewards without the hassle associated with having a bad credit history.


Cash backs on debit card transactions benefit both the retailer and the consumer. For businesses, cash backs help improve customer experience and foster customer loyalty. Plus, it may also boost sales since customers have to purchase products from the store first before they could get cash back. For consumers, you’ll have easy access to the funds you need, provided that it’s within the limits set by the store. You don’t have to locate an ATM, and cash back fees are minimal compared to the fees you have to pay if you withdraw cash from an ATM.

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