Uncategorized Archives - Consumer Boomer

How common is credit card fraud? (And what to do about it)

When we use them right, credit cards can become our best pals. They’re there for us when we’re short on cash—whether for a quick grocery run, an impromptu dinner, or an impulse purchase. However, as with most of our personal information, credit card details can also be stolen and compromised. Criminals can directly steal this from you or conduct a data breach on the credit card company. It may sound bleak—and your worries are valid. Criminals can easily use your credit card number for fraud, especially when conducting online transactions. We use credit cards, too, so we share the same …

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Internet safety for teens: How to keep teenagers safe online

Nowadays, kids spend a lot of time online for school and leisure. They have more access to smartphones, tablets, and the internet than ever. As parents, however, are you sure that they are safe? You’ve heard the horror stories. You know that the internet can be a dangerous place for teens, especially with scammers, hackers, and identity thieves lurking everywhere. But what can you actually do to protect your kids? At the end of this article, you’ll be able to set up some measures to ensure that your teens are protected against internet scams, identity theft, and other crimes. We’ve …

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4 Things to Consider When Buying A New Car

Are you looking to update your motor for a newer model? If so, it’s essential that you put a lot of thought into what you want. Cars are a huge purchase, which is why you must consider exactly what you want in order to find one that is best suited to you. If you are not an expert in this area, do not be hesitate to ask someone to go with you when you’re browsing. It’s always extremely beneficial to have someone with you that not only understands the jargon but also knows their way around a car. Before investing, …

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A Go-To Guide on How To Borrow Money For Your Business

Running or managing a business is not an easy feat. You are working around the clock to ensure that it will run smoothly. However, things can take a turn in running a business, and financial setbacks are inevitable. One day, you’ll find yourself running dry on your cash flow, and that’s the most devastating part of having a business. Thankfully, many lending institutions support a significant portion of small business owners to get back to their feet and run their business in high spirits once again. And these business owners are taking advantage of this opportunity. But not all owners …

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Best Mattresses To Ease Joint Pain

If you’re like most people, you spend at least a third of your life in bed; therefore, it should come as no surprise that your sleeping environment will have a huge effect on your daily plans. An often overlooked aspect of this is the aches and pains that so many millions of us live with, which can result from strenuous physical activity, our everyday movements, and the very common ailment of arthritis. In fact, over 50 million Americans suffer from the joint pain that’s associated with arthritis. Even more surprising, 4 out of 5 of these people attribute their joint …

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5 Best Ways to Watch TV

Watching TV has evolved to the point where this phrase doesn’t always refer to watching a TV network or even using an actual TV set anymore. Technology has opened up a new world of options for enjoying TV programming with a completely customized experience. Here are some of the best new ways to watch TV today. Through a Streaming Subscription Service Streaming movies and television shows is an increasingly popular option. The number of homes with wired cable decreased 4.1 percent in 2011. Meanwhile, Netflix topped 40 million worldwide subscribers in 2013. Between this, Hulu, and Amazon Prime, the market for …

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15 Best Online Resources For Baby Boomers

Baby Boomer is a term to describe people born during the post-World War II baby boom between the years of 1946 to 1964. This generation’s childhood and much of their adulthood was technology-free and even in our age of current computer application craze some Boomers are still hesitant to get online. But they might be missing out. There are many incentives for Boomers to surf the web. Internet sites are established every day that gear information and advise to those over 50. Additionally, the computer age has brought about the ease and convenience of conducting everyday business online without having …

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31 Czars and Counting – U.S. or Russia?

The U.S. now has more Czars (31+ and growing) than Russia did (18) in it’s entire 400+ year history. Who needs Congress? More than 31 appointees by Barrack Obama into extremely powerful positions reporting directly to him without any Congressional hearings, approval, or oversite. The first Czar appointed (the “Car Czar”) has now resigned under clouds of fraudulent activities. We have a Pay Czar, Energy Czar, Green Jobs Czar, Urban Affairs Czar, Technology Czar, Great Lakes Czar, Information Czar, and Climate Czar, just to name a few. Today he appointed a Science Czar. “We even have a “Faith Czar”! What …

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2010 Tax Law Changes

As with each new year brings new opportunities it also brings a slew of tax law changes. 2010 is no different. Certain tax provisions are set to sunset, retirement savings have changed little, and high wage earners are most likely to take a hit. Here are the tax law changes of 2010 that you’ll want to take note of the upcoming year. You can also check out this post at Good Financial Cents that covers the 2010 tax law changes updated at mid-year by the IRS. Retirement Accounts Not Changed The contribution limits for 401k’s and IRA’s remain unchanged for 2010. …

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2011 Dividend Tax Rates

In current financial news there has certainly been plenty of discussion of what the future tax burdens will be for many Americans across the country in 2011. For instance, it has been known for some time now that there will be rate increase for long-term capital gains in the new year. This means that the 0% rate will be removed and the 15% tax rates will increase to around 20%. In perspective, this really isn’t that high of a tax hike when you consider how low the current rates are at present. However, fewer have discussed the increases expected in …

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