Saving money is not a phrase that is typically associated with vacation. However, during these tough economic times saving money is absolutely necessary. You might wonder how you can have a really great vacation while still saving money, but it is possible. In fact, some of the best vacations are not the ones where the most …
Shopping is something that we as Americans do for necessity and for pleasure. Consumer retail was pioneered in the US thanks to household names such as Wal-Mart. However, shopping should be done with a frugal sense in order to supercharge your personal finances and be able to shop prudently at the same time. Here are some …
It’s well known that saving and repaying debt are both good for your finances. Both can help to protect you against financial emergencies. But which is better? Let’s imagine you have $200 ‘spare’ per month to use, and you can either put it into a savings account or use it to ‘overpay’ on your debts. …
Could your site benefit from a nifty savings calculator? If so, check out the fantastic widget below! It’s easy to use and could dramatically improve the quality of your website. The tool asks each user to answer a few basic questions about their financial goals. Using the information provided it then lays out a customized …
During these colder months, we rely heavily on our boilers to keep our homes cozy and our water hot. As a result, we also face much higher energy bills in the winter, putting a strain on household finances. A boiler that runs as efficiently as possible not only uses less energy to produce the optimal amount of …
When you know you need a hip or knee replacement, it can be a very scary prospect. Whether you need a full replacement, or just a partial, surgery of this type can make someone worry when they don’t know much about it in the first place. But, both are quite common surgeries and a qualified …
We all want to save money on our utility bills. It is such a simple thing to achieve if you just know where to start and what to do. Many small changes can lead to big money savings. Here is a room by room guide to saving money on utility costs. Family Room Start by …
Many baby boomers are beginning to worry that they may not have enough money saved for retirement. In fact, over half of all those expected to retire in the next 5 to 10 years say that they won’t have enough saved up by the time they are ready to retire. The weakened economy has affected …