The FDIC is the federal deposit insurance corporation. It is a government organization designed to cover consumers individual deposit accounts from bank failure. The FDIC was established in the 1930′s and has remained intact to date. The benefits of banking with an FDIC backed institution is that you don’t have to worry about your money …
With the new health care law being in the news a lot since it was first proposed, it can be a confusing subject with varying opinions. There has been a lot of debate over the fact that if you do not buy health insurance, you will incur an annual penalty. This penalty with be either …
If your company goes bankrupt what happens to your Pension? Will you be left out in the cold? Will the money you have been counting on for your retirement be gone? Will you be forced into continuing to work, or even worse, be forced into returning to work after you have already retired? Safeguards Against Losing Your Pension …
Is Your Pension Safe When Your Company Files Bankruptcy? Read More »
Every year the Social Security Administration sends out a summary of projected Social Security benefits to every American citizen who works, or has ever worked. This summation is an estimation of the amount of money you will receive from Social Security based on the age you might retire and how much you have earned by …
Have you wondered whether bundling your insurance policies can benefit you? Here are a few good reasons to make the switch. Insurance is a monthly expense for most of us. If you own your home, your mortgage company requires that you buy homeowners insurance. Most states require that you carry at least basic car insurance, usually …
Why Bundling Your Insurance Policies is a Good Idea Read More »
A short term disability policy is insurance which pays a percentage of an individual’s salary for a specific period of time if the individual is injured or ill and can’t perform the responsibilities of his or her job. Short term disability coverage typically begins between 1 and 14 days after the individual is unable to work, …
Reasons You Should Buy a Short Term Disability Insurance Policy Read More »
The purpose of insurance is to provide people with a safety net in case of an emergency. Many companies purchase an insurance plan and pay the insurance premium for their employees while others provide none. Some employers pay for up to a certain level of coverage for their employees and have the employees ‘top up’ …
Short Term Disability Insurance – What You Need to Know Read More »
It is probably true that no one gets married with the idea that their marriage is going to fail. However, we’ve all heard the doom and gloom news stories and predictions that almost half of all marriages today end in divorce. And the statistics are far worse for second and subsequent marriages. If we think …
An employer that offers a great benefits package is usually one reason you seek employment with them. Affording any kind of insurance these days is a stretch for many families and individuals. While employee-sponsored plans are often valuable, life insurance works differently than health insurance benefits. It’s important to understand that you may be paying …
Reasons You Should NOT Buy Life Insurance Through Your Employer Read More »