Insurance

Is Your Pension Safe When Your Company Files Bankruptcy?

If your company goes bankrupt what happens to your Pension?  Will you be left out in the cold?  Will the money you have been counting on for your retirement be gone?  Will you be forced into continuing to work, or even worse, be forced into returning to work after you have already retired? Safeguards Against Losing Your Pension …

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Reasons You Should Buy a Short Term Disability Insurance Policy

A short term disability policy is insurance which pays a percentage of an individual’s salary for a specific period of time if the individual is injured or ill and can’t perform the responsibilities of his or her job. Short term disability coverage typically begins between 1 and 14 days after the individual is unable to work, …

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Reasons You Should NOT Buy Life Insurance Through Your Employer

An employer that offers a great benefits package is usually one reason you seek employment with them. Affording any kind of insurance these days is a stretch for many families and individuals. While employee-sponsored plans are often valuable, life insurance works differently than health insurance benefits. It’s important to understand that you may be paying …

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