Banking

Not All Credit Card Companies Are The Same!

I recently posted an article on Capital One concerning my personal experience with identity theft.  The post was a rave review of how Capital One did such a fabulous job of handling my personal credit card account in the midst of a difficult situation.  The words I used were “Capital One Rocks“!  Today I had a much different experience with Bank of America.   In a word I would say Bank of America“SUCKS!!!”   As far as I am concerned they are unethical crooks!  After receiving a mere $45 billion in tax payer bailout money they hit me for $29.00 on an unjustified late fee. Bank of America SUCKS! Here’s …

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EverBank Yield Pledge Money Market Account Review

Are you a boomer that’s fed with earning nothing on your savings account?  Do you feel like your paying your bank interest on your own savings?  If so, it might be time to explore other options.  Online savings accounts are a popular alternative with their competitive interest rates and easy to use 24/7 access.  One of the more competitive online banks right now is EverBank.  If you never heard of EverBank, this post will get you familiar with this online savings option and get you to start actually making money for once. First, let’s take care of a slight technicality. EverBank …

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PerkStreet Financial Review: Free Online Checking

PerkStreet Financial is a new online bank that offers a checking account with above average rewards. These rewards come in a variety of choices that you the owner of the account get to chose from. PerkStreet is FDIC protected so your money is safe up to $250,000 dollars. Opening an account is simple and can be done online, or through there 24 hour telephone service. There is no minimum balance on the account, but there is a $25 minimum when opening a new checking account. PerkStreet Financial Options are Attractive There are a few attractive options for depositing money into your PerkStreet …

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Pros and Cons Of Online Checking

Most banks and credit unions today offer their customers the option of accessing their accounts on line. If you have not set up your current checking account for on-line banking what you are you waiting for? Most people find online checking and banking to fit most of their banking needs. Here is a look at the pros and cons. Pros of Online Checking You will have access to your account information 24 hours a day 7 days a week. No matter where you are, as long as you have internet access you can log onto your checking account using your bank or …

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Questions to Ask When Choosing A Bank and Opening a New Account

Choosing a bank is a task that takes careful consideration. Depending on what your banking needs are and what extra services you might be looking for can greatly impact what bank is best for you. The good news is that comparison shopping between different banks has really never been easier. You should be able to find most of what you need to know right on the internet. If you are looking at local banks or credit unions your research may also include a trip to your local branch. Here is a look at all the questions you may want to …

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