Medicare

If you are a senior did you know that you may be able to get your prescriptions for a discount if you order them on line? The cost of health care and especially prescription drugs can be financially straining for seniors and every little bit that you can save is certainly helpful. Here is a look at how you can save money by ordering your prescriptions on line and some great tips to help you find an on life pharmacy that will work for you. How Can Ordering My Prescriptions On Line Save Me Money? Ordering your prescriptions over the …

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Getting older is something many people dread, especially when they approach their 50’s. Aging might mean not being able to do all the stuff you used to like playing sport, going on big night outs and you may feel like you’re losing your youthful looks, but it doesn’t necessarily have to be that way. By being careful, you could easily live for another 30 years. This could involve living healthy and, if something goes wrong, looking for the right private health insurance policy on comparison sites like Choosi. Old Age Setting In The effects of old age can be limited by …

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If you are a baby boomer there is a pretty good chance that your eye site is not what it once was. Whether you need reading glasses, bifocals or any other type of prescription lens, buying glasses can be a pretty expensive shopping trip especially if you do not have insurance coverage. Despite the cost, it is pretty important to make sure you take care of your eyes, including getting glasses so that you can see. The good news is that there are several ways that baby boomers can save money on their prescription eye glasses. Here is a look …

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Back in the mid-90′s, people receiving Medicare were given the option to choose private health care plans to provide their Medicare coverage rather then having Medicare manage their benefits. In the next seven to eight years, this evolved into what we now know as the Medicare Advantage program. There are many approved health care plan providers and it’s best to research what is available in your area before deciding to enroll in the Medicare Advantage plan. To understand how or why to enroll in Medicare Advantage, it is helpful to know what each Medicare plan is and what it offers: …

Medicare Advantage Enrollment Read More »

Many questions are surrounding Medicare benefits and how they will change or be affected in 2011.  Medicare enrollment began last November and boomers are still unsure how the benefits may have changed.  Here are some common questions answered. Will Part B premiums increase in 2011? They probably won’t – at least not for most Part B enrollees. Most analysts think premiums will remain at or very near 2010 levels: $96.40 monthly for existing beneficiaries, $110.50 monthly for most new enrollees. That has to do with some fine print in federal law – the clause informally known as the “hold harmless” …

Medicare Changes for 2011 Read More »

Medicare is a government administered health insurance program for individuals over age 65 and those with disabilities. Persons with Medicare Part A coverage are covered for hospitalizations and nursing facility care. There is no premium or co-payment for these services. Medicare also offers additional health care coverage including Part B which covers doctors visits and outpatient procedures. Part C coverage is provided by private insurers approved by Medicare, and Part D coverage is prescription drug coverage. With Parts B through D, there are premiums and fees involved. Medicare, as with all health insurance plans, reimburses physicians and medical facilities for …

Medicare Fee Schedule Read More »

Medicare is the health insurance program for people in the United States who are 65 years or older. In cases where people are younger than 65, eligibility is based on disabilities and serious health issues. The Medicare program helps to cover the cost of health care but will not cover all medical expenses. It will also not pay for the costs associated with long-term care. Medicare funds are provided by the payroll taxes paid by employees and their employers. Medicare is also partially financed by the monthly premiums deducted from Social Security benefits. Coverage is divided into four parts: Part …

Medicare Part B Rules, Coverage, and Eligibility Read More »

Medicare Prescription Drug Plan, also known as Medicare Part D, refers to the coverage added for prescription medication for Medicare recipients. This allows those with Medicare to get insurance that will pay for part of their prescription drug costs. The insurance is available to anyone regardless of past medical history, income status, or the costs of the medications. How Does Medicare Part D Work? Individuals who have Medicare Part A and/or B can sign up for the prescription plan each year between November 15 and December 31st. The coverage will then start in the new year following. Each plan will …

Medicare Part D Rules: What Baby Boomers Need to Know Read More »