Insurance

Do You Need to Buy Critical Illness Insurance?

Ever hear of critical illness insurance? This isn’t standard-issue long term disability income  insurance, but a cousin of sorts. With people living longer, it is a risk management option entering more people’s lives. But the question remains, do you need to buy it? The notable wrinkle about this insurance vs. other types of insurance that you need is …

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Learning the Lessons of Austerity: Why Income Insurance is such an Important Financial Product

If there is one thing that the study of economic history tells us, it is that cycles of growth and decline have been prevalent since the dawn of civilised society. So while the scope and impact of recession varies in each instance, we should not be surprised when financial crisis and austerity takes hold. What …

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