What to do After You Get into an Accident

by Junior Boomer on December 27, 2012

Car accidents happen every day and even good drivers can be involved.

If you know what to do after you get into an accident it can help make the processes a little less stressful.

Here are a few basic tips about what to do after you are involved in a car accident.

It’s important to stay calm and to check on the extant of the damage both to the individuals involved and to the vehicles.

Staying calm and keeping a clear mind will make the process smoother, and panic can only exacerbate the situation and often causes others to panic.

If there are serious injuries that need medical attention make sure that either you or someone else on scene is contacting the police and emergency medical services.

File a Report

Once the police arrive, file an official police report and discuss in as much detail as you can what happened. Make sure that prior to the police arrival you get the other individuals insurance information and give them yours as well, especially if it is only a minor fender bender. Do not leave the scene until the police report has been filed, it’s important to always file a police report no matter how minor the accident may seem. It’s also pivotal to discuss the accident with only the police and to not admit to being at fault to anyone except the police and your insurance carrier.

Collect Important Information

It’s also important to get all the information you can from those involved. This information includes their names, phone numbers, addresses, car descriptions, license plate numbers, and of course their insurance information. And finally call your insurance agent as soon as possible even if you are still at the scene. Calling your insurance agent while on scene with the police is actually very helpful and the police may be able to provide your insurance agent with more information.

Injuries from accidents can also happen while you are on the job. If you are injured on the job then you will likely receive worker’s compensation. However there are a few steps to remember if you have an accident at work.

First, you may not know that you are injured right away after you are involved in an accident, which is why it is important to report it immediately to whoever is in charge. It’s important to relate who was involved in the accident and how it happened, the more detailed the better. The other employees involved in the accident should also report it to their supervisors.

A work incident report will likely be filed stating what happened and who was involved. If you end up being injured and realize it a day or two later then it is pivotal to report your injury as soon as you know it. There are usually time limits to when you can report an injury and still receive worker’s compensation. The company you work for should file a workers’ compensation claim with their insurance company on your behalf.  Doing so should help in claiming compensation for an accident much smoother.

Knowing what to do and staying calm can help with any accident. It’s important to get the individuals’ information and to contact your insurance providers as soon as you are able.

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