Best Places to Open and Setup a Roth IRA

If you have come to conclusion that you are ready to open a Roth IRA, it can be confusing on choosing the best place to setup your Roth IRA account. Jeff Rose from Good Financial Cents has created a movement he has dubbed the Roth IRA Account Movement in an effort to encourage young adults [...]

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Term VS. Whole Life Insurance- Which Is Best For You?

August 3, 2010

Do you need term life insurance or a whole life insurance policy? Knowing which option is better for your unique situation depends on your understanding of what term life and whole life insurance policies are and how they differ.  The primary difference between term life and whole life is that term life policies are life [...]

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ShareBuilder Review: Another Great Online Brokerage Option

July 29, 2010

When it comes to picking the right brokerage account, the type of trader you are is crucial in your decision. ShareBuilder is an online broker that is part of the same parent company of ING. ShareBuilder was created to make automatic online investments through automated withdrawals from your existing accounts so that your savings will [...]

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How to Apply for Medicaid

July 28, 2010

Medicaid is offered to individuals and families who have limited financial resources. It’s a state-run health program funded by both the state and federal government which provides free health insurance coverage for income eligible people. Your eligibility requirements and application procedures will vary based on the state that you live in. photo credit: donbuciak Each [...]

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How to Check Your Credit Score

July 27, 2010

A credit score is an important aspect of a personal financial profile. The score is a reflection of a person’s use of credit in the past and is used to determine creditworthiness of an individual by lenders, banks, and credit card companies. It can also be used by insurance companies and even employers to gauge [...]

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How to Get The Best Deal on Mortgages

July 26, 2010

Shopping for a mortgage is a lengthy process, although some companies will lead consumers to believe that they can provide faster service to get you in your dream home. Unfortunately the housing market experienced a significant period of depression because of so many risky mortgages that were handed out like candy and getting a mortgage [...]

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It’s a HOT! Roundup

July 25, 2010

It’s hot! This summer has been almost unbearable. My grass is brown and crispy. Our plants can’t drink enough water. All I can do is daydream about the pool I wish we had. I hate to say it, but fall seems rather tempting right now. If you’re inside enjoying your A/C like I am, here [...]

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Online Life Insurance Quotes

July 22, 2010

Purchasing life insurance is a complex process no matter how you seek out quotes. Because there is a lot of information involved and a lot of decisions to make, there is no right answer for where to find quotes. What matters is throughout the process, you get all of the information you need to make [...]

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Get Higher Return Five Year Notes With Lending Club

July 21, 2010

If you’ve visited the blog before, then you’ll how much I love Lending Club.  In cased you missed it you can review my introductory review post and my post on how to get a no fee IRA with Lending Club.   I just logged into my account and currently my rate of return on my Lending [...]

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Discover Bank Savings Account Review

July 20, 2010

All of us have heard about a Discover card being used as a from of payment, but did you know that Discover offers online money market and savings accounts, as well as CD’s and an IRA CD that is tax differed. Discover’s savings account is amongst the highest yielding simple savings accounts available to you [...]

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How to Calculate Your Credit Card APR

July 19, 2010

Understanding the cost of using your credit cards requires that you understand how your Annual Percentage Rate (APR) is calculated.  The more you know regarding your personal finances, the harder you will try to stay or become debt free.  The APR is the interest rate charged to you for the privilege of borrowing money.  It’s [...]

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