EverBank Yield Pledge Money Market Account Review

Are you a boomer that’s fed with earning nothing on your savings account?  Do you feel like your paying your bank interest on your own savings?  If so, it might be time to explore other options.  Online savings accounts are a popular alternative with their competitive interest rates and easy to use 24/7 access.  One [...]

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Different Types of Mortgages

July 9, 2010

Buying a home is one the biggest and complex financial transaction you will likely do in a lifetime and it is very important to understand the different types of mortgage financing that are available to you. If you do not know all of your options, you can not make the most informed decision for your [...]

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Reasons You Should Buy a Short Term Disability Insurance Policy

July 8, 2010

A short term disability policy is insurance which pays a percentage of an individual’s salary for a specific period of time if the individual is injured or ill and can’t perform the responsibilities of his or her job. Short term disability coverage typically begins between 1 and 14 days after the individual is unable to [...]

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PerkStreet Financial Review: Free Online Checking

July 7, 2010

PerkStreet Financial is a new online bank that offers a checking account with above average rewards. These rewards come in a variety of choices that you the owner of the account get to chose from. PerkStreet is FDIC protected so your money is safe up to $250,000 dollars. Opening an account is simple and can [...]

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How to Find the Best Money Market Rates

July 7, 2010

Saving money is an important component in the overall management of your personal finances. It is not enough to make money and avoid debt, you must also put money aside to be used in the event of an emergency or financial hardship. Beyond saving for short term goals, the need to save for long term [...]

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How to Get a No Fee Roth IRA

July 6, 2010

Individual retirement accounts (IRAs) are a popular investment vehicle for individuals as well as married couples. There are several different types of IRAs available from which to choose. While there are many options when selecting an IRA, two of the more popular choices include a traditional IRA or the Roth IRA. Both retirement accounts offer [...]

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Medicare Part B Rules, Coverage, and Eligibility

July 5, 2010

Medicare is the health insurance program for people in the United States who are 65 years or older. In cases where people are younger than 65, eligibility is based on disabilities and serious health issues. The Medicare program helps to cover the cost of health care but will not cover all medical expenses. It will [...]

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World Cup Fever Roundup

July 3, 2010

I’ve got World Cup fever! I don’t even really like soccer, but I’m hooked. Even though the USA is out of it, I find myself just as intrigued on what’s going on in Africa as I am on the baseball diamond. Who’d a thunk it? photo credit: Squashimono

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Citi® Platinum Select® MasterCard®

July 2, 2010

Are you looking for a credit card with a sweet introductory rate that won’t gouge when the intro period ends? If so, you want to consider the Citi Platinum Select Mastercard. There have been some recent improvements to the card that make it that much more attractive. Take a look below of some of these [...]

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Scottrade Review: Opening an Online Trading Account

July 1, 2010

Scottrade is one of the most solidified discount brokers in the industry. They offer competitive trading costs as well as great customer service. Scottrade has a standard fee for every transaction of $7 dollars. They also offer the ability to trade options for $7 per trade, plus $1.25 per contract.

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Roth IRA vs. 401k How to Decide

June 30, 2010

Deciding whether a Roth IRA or a 401k is the better retirement account depends on your own unique situation. There is no one-size-fits-all solution for which type of retirement account is more advantageous to every person. The primary differences between the Roth IRA and the 401k plan is when you pay taxes on the contributions, [...]

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How to Get Cheap Medical Health Insurance

June 29, 2010

When searching for medical health insurance, it can be an overwhelming task because there is so much information from competing insurance companies. You can not sign up for insurance without carefully reviewing what the coverage entails which can take a lot of time. Health insurance is only as good as what is covered under the [...]

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