Best Places to Open and Setup a Roth IRA

If you have come to conclusion that you are ready to open a Roth IRA, it can be confusing on choosing the best place to setup your Roth IRA account. Jeff Rose from Good Financial Cents has created a movement he has dubbed the Roth IRA Account Movement in an effort to encourage young adults [...]

Hospital Visits Are Bad Enough

March 14, 2012

Anyone who’s ever been a patient in a hospital can probably think of several reasons to hate the experience. Maybe it was the roommate who played the TV at a deafening volume all night, or the hospital gown that revealed way too much with every move. The food is usually nothing to get excited about, [...]

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How to Avoid a Ponzi Scheme

March 5, 2012

You worked hard for your money, and deserve security and honesty when investing it. The sad truth is, there are numerous people out in the world willing to lie and deceive in order to get your money. Ponzi schemes are just one way fraudulent individuals try to cheat honest people out of their money. However, [...]

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Self Directed IRA Real Estate Rules

March 2, 2012

In 1974 Congress passed the ERISA, Employee Retirement Income Security Act making retirement plans possible. When this act was passed investors gained access to retirement options with only 2 exclusion, Life Insurance and collectibles. It allowed for people to use Real Estate as a tool for their IRA contributions. Self directed IRAs allow for investors [...]

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Selling Your Home In Retirement

February 14, 2012

Retiring With Money Retirement is the time in life everyone has been waiting for. The time when you can finally kick back and relax, perhaps finally getting that beach home you’ve always dreamed of, and spending your days doing what you love. But you don’t quite have the funds to do all of that yet, [...]

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The Fine Print of the Freebie

February 11, 2012

Today’s consumers are bombarded with offers claiming to provide discounts and freebies that you can’t live without. How many of those discounts are really worth taking advantage of? Before making a decision, it is important to read the fine print. The same advice can be used when trying to find the best current account. Banks [...]

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iPhone/ iPod Touch Solar Charger

February 2, 2012

I first saw this Ever run out of battery on your new iPhone or iPod touch at just the wrong time …  and, you are no where near your home charger or your car charger.  You just might want to give this a try. Solar Powered Charger featured on NBC’s Today show.  I ran across this [...]

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5 Tips for Altering Your Mental Approach to Debt

January 31, 2012

What if your debt was all in your mind? Before you get your hopes up, I don’t mean that it’s a figment of your imagination, but rather that your outlook on spending could be contributing to the problem and a change in perspective might very well be part of the solution. In other words, debt [...]

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Comparing Home Insurance

January 22, 2012

Home insurance, which is sometimes also known as homeowner’s insurance (or HOI), or hazard insurance, is a type of property insurance which private homeowners can purchase in order to insure their home. These insurance policies generally combine a large number of protections which are important to any homeowner, such as loss of the home, the [...]

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How Do You REALLY Get Rid of Your Credit Card Debt?

January 13, 2012

Are you curious as to what is the best way to eliminate credit card debt? Well, you’re not the only one. The first thing you should always do is try to get rid of your credit card debt on your own. A good way to do that is to reduce your credit card interest rates [...]

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Life Income Annuity

January 5, 2012
Thumbnail image for Life Income Annuity

Annuities are another way to save for retirement and senior living. Essentially you make payments or pay the premium for the annuity in full and at a later date you are guaranteed payments from the money you initially invested. That is of course, the simplified explanation. There are a variety of annuities, a variety of [...]

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Have you heard about Junior ISAs in the UK?

January 2, 2012

The following is a guest post. Saving money for the future is fundamentally important for everyone in the UK and the general rule is that it is never too early to start saving. Children can be taught about saving money from a young age by their parents. They will encourage them to put away a [...]

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